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IBAN (International Bank Account Number) er et internationalt standardiseret kontonummer. Det gør det lettere af gennemføre overførsler og reducerer antallet af fejlkilder. SWIFT/BIC-koden er en kode på 8 eller 11 bogstaver eller tal, som er unik for hver enkelt bank. Det sikrer hurtigere bevægelser for penge og er nødvendig for, at en international betaling kan nå frem til den rigtige modtager. Se også: http://pangaliit.ee/et/arveldused/iban-kalkulaator
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